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Medigap in Lofall, WA: Medicare Supplement plans and prices
Lofall is an unincorporated community in Kitsap County. 15 of the insurers we compare sell Medicare Supplement policies to its residents. The lowest Plan G any 65+ applicant can buy here is $239 a month from First Health Life & Health; the lowest Plan N is $189 from First Health Life & Health.
- County
- Kitsap County
- Insurers selling here
- 15
- Lowest Plan G open to all 65+
- $239/mo
- Lowest Plan N open to all 65+
- $189/mo
- Nearest hospital
- 11 miles
Plan G and Plan N prices in Lofall
| Insurer | Plan G | Plan N | HD Plan G |
|---|---|---|---|
| WA Health Care Authority Premera Plan G | $233 | – | – |
| First Health Life & Health | $239 | $189 | – |
| Bankers Reserve Life | $257 | $194 | – |
| Insurance Company of North America | $257 | $191 | $65 |
| Washington National | $274 | $192 | $68 |
| Premera | $286 | $215 | $71 |
| United American | $293 | $242 | $48 |
| USAA | $309 | $194 | – |
| State Farm | $310 | $239 | – |
| Medco Containment Life | $311 | $226 | – |
| Regence BlueShield | $317 | $244 | – |
| UnitedHealthcare (AARP) | $324 | $265 | – |
| HumanaDental | $330 | $267 | $66 |
| United World Life (Mutual of Omaha) | $379 | $265 | $61 |
| GPM Health & Life | $466 | $239 | – |
Doctors around Lofall
CMS lists 223 clinicians with practice locations within 8 miles of Lofall, including 65 in primary care (family and internal medicine, nurse practitioners and physician assistants). 13 of them (5.8%) are listed as sometimes declining assignment, close to the 4.5% statewide figure. Ask each provider whether they accept assignment; if they all do, Plan N's excess-charge gap won't affect you. Within 25 miles, CMS lists clinicians in mental health, physical therapy, eye care, cancer care, neurology, cardiology, and chiropractic. Practices with Medicare clinicians near Lofall include Kitsap Physical Therapy and Sports Clinic PS Inc., Port Gamble S'klallam Tribe, Advance Physical Therapy of Orting, Inc., Jefferson County Public Hospital District No 2, and Active Life Physical Therapy LLC.
How far to each kind of specialist
| Specialty | Clinicians within 25 mi | Nearest |
|---|---|---|
| Cardiology | 378 | 4 mi, Poulsbo |
| Cancer care | 463 | 4 mi, Poulsbo |
| Orthopedics | 274 | 4 mi, Poulsbo |
| Eye care | 578 | 4 mi, Poulsbo |
| Kidney care | 129 | 11 mi, Silverdale |
| Neurology | 416 | 11 mi, Silverdale |
| Lung care | 169 | 4 mi, Poulsbo |
| Digestive care | 267 | 4 mi, Poulsbo |
| Urology | 171 | 11 mi, Silverdale |
| Dermatology | 213 | 4 mi, Poulsbo |
| Diabetes and hormone care | 100 | 11 mi, Silverdale |
| Ear, nose and throat | 141 | 4 mi, Poulsbo |
| Physical therapy | 1,406 | 4 mi, Poulsbo |
| Mental health | 1,787 | 4 mi, Poulsbo |
Hospitals near Lofall
| Hospital | Distance | Type | CMS overall rating |
|---|---|---|---|
| St. Michael Medical Center Silverdale | 11 mi | Acute care | 4 of 5 stars |
| Swedish Edmonds Hospital Edmonds | 15 mi | Acute care | 3 of 5 stars |
| Jefferson Healthcare Port Townsend | 18 mi | Critical access | 3 of 5 stars |
| University of Washington Medical Center Seattle | 19 mi | Acute care | 4 of 5 stars |
The closest hospital to Lofall is St. Michael Medical Center in Silverdale, about 11 miles away. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.
Skilled nursing near Lofall
| Skilled nursing facility | Distance | Beds | CMS overall rating |
|---|---|---|---|
| Martha and Mary Health Service Poulsbo | 5 mi | 135 | 4 of 5 stars |
| Northwoods Lodge Silverdale | 10 mi | 57 | 5 of 5 stars |
| Richmond Beach Rehab Shoreline | 13 mi | 131 | 4 of 5 stars |
| Bainbridge Island Health & Rehab Center Bainbridge Island | 14 mi | 58 | 5 of 5 stars |
4 Medicare-certified nursing homes are within 35 miles of Lofall. The highest-rated is Northwoods Lodge in Silverdale (5 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).
Kitsap County notes
Of the regional Blue plans, Regence BlueShield sells in Kitsap County. WSHIP status: reasonable-choice county (what that means). See the Kitsap County page for the county-wide view.
Nearby
ZIP codes around Lofall: 98370.
Common questions
What is the cheapest Medigap Plan G in Lofall, WA?
$239 a month from First Health Life & Health, among plans any applicant 65 or older can buy, on the OIC chart current as of October 8, 2026.
Which Medigap insurers sell in Lofall?
15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National. They sell throughout Kitsap County.
Do doctors near Lofall accept Medicare assignment?
Of 223 clinicians CMS lists within 8 miles, 210 (94.2%) always accept assignment and 13 may not.
Can I use Medigap at St. Michael Medical Center?
Yes, if it accepts Medicare, which every hospital in this list does. Medigap has no network, except Medicare SELECT policies.
Is Medigap more expensive in Lofall than in Seattle?
No. Each insurer charges the same premium for a plan everywhere it sells in Washington. What differs is which insurers sell in your county.
Sources
- Washington OIC / SHIBA, 2026 Approved Medicare Supplement (Medigap) plans (rates current as of October 8, 2026)
- Washington OIC, Medigap (Medicare Supplement) plan coverage and costs
- CMS Doctors and Clinicians National Downloadable File (data.cms.gov dataset mj5m-pzi6), released Nov. 12, 2026
- CMS Hospital General Information (data.cms.gov dataset xubh-q36u)
- CMS Nursing Home Provider Information, October 2026 (data.cms.gov dataset 4pq5-n9py)
- U.S. Census Bureau 2024 Gazetteer files; 2024 population estimates (SUB-EST2024)