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Medigap in Bainbridge Island, WA: Medicare Supplement plans and insurers
Bainbridge Island is in Kitsap County. 15 of the insurers we track sell Medicare Supplement policies to its residents: 15 sell Plan G and 14 sell Plan N. Below: who they are, plus the doctors, hospitals and skilled nursing facilities near Bainbridge Island.
- County
- Kitsap County
- Population (2024 estimate)
- 24,618
- Insurers selling here
- 15
- Sell Plan G
- 15
- Sell Plan N
- 14
- Nearest hospital
- 8 miles
Who sells Plan G and Plan N in Bainbridge Island
| Insurer | Plan G | Plan N | HD Plan G |
|---|---|---|---|
| Bankers Reserve Life | ✓ | ✓ | – |
| First Health Life & Health | ✓ | ✓ | – |
| GPM Health & Life | ✓ | ✓ | – |
| HumanaDental | ✓ | ✓ | ✓ |
| Insurance Company of North America | ✓ | ✓ | ✓ |
| Medco Containment Life | ✓ | ✓ | – |
| Premera | ✓ | ✓ | ✓ |
| Regence BlueShield | ✓ | ✓ | – |
| State Farm sold through State Farm agents | ✓ | ✓ | – |
| USAA USAA eligibility required | ✓ | ✓ | – |
| United American | ✓ | ✓ | ✓ |
| United World Life (Mutual of Omaha) | ✓ | ✓ | ✓ |
| UnitedHealthcare (AARP) AARP membership required | ✓ | ✓ | – |
| WA Health Care Authority Premera Plan G state-sponsored group plan | ✓ | – | – |
| Washington National | ✓ | ✓ | ✓ |
Doctors around Bainbridge Island
CMS lists 2,511 clinicians with practice locations within 8 miles of Bainbridge Island, including 1,001 in primary care (family and internal medicine, nurse practitioners and physician assistants). 142 of them (5.7%) are listed as sometimes declining assignment, close to the 4.5% statewide figure. Ask each provider whether they accept assignment; if they all do, Plan N's excess-charge gap won't affect you. Within 25 miles, CMS lists clinicians in mental health, physical therapy, eye care, cardiology, cancer care, neurology, and chiropractic. Practices with Medicare clinicians near Bainbridge Island include Swedish Health Services, The Association of University Physicians, PeaceHealth Networks On Demand LLC, Virginia Mason Medical Center, and Kitsap Physical Therapy and Sports Clinic PS Inc..
How far to each kind of specialist
| Specialty | Clinicians within 25 mi | Nearest |
|---|---|---|
| Cardiology | 563 | in town |
| Cancer care | 548 | in town |
| Orthopedics | 380 | in town |
| Eye care | 857 | in town |
| Kidney care | 175 | in town |
| Neurology | 543 | in town |
| Lung care | 231 | in town |
| Digestive care | 333 | in town |
| Urology | 208 | in town |
| Dermatology | 251 | in town |
| Diabetes and hormone care | 131 | in town |
| Ear, nose and throat | 185 | 6 mi, Seattle |
| Physical therapy | 2,242 | in town |
| Mental health | 2,273 | in town |
Hospitals near Bainbridge Island
| Hospital | Distance | Type | CMS overall rating |
|---|---|---|---|
| Virginia Mason Medical Center Seattle | 8 mi | Acute care | 5 of 5 stars |
| Harborview Medical Center Seattle | 9 mi | Acute care | 2 of 5 stars |
| University of Washington Medical Center Seattle | 9 mi | Acute care | 4 of 5 stars |
| St. Michael Medical Center Silverdale | 10 mi | Acute care | 4 of 5 stars |
The closest hospital to Bainbridge Island is Virginia Mason Medical Center in Seattle, about 8 miles away. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.
Skilled nursing near Bainbridge Island
| Skilled nursing facility | Distance | Beds | CMS overall rating |
|---|---|---|---|
| Bainbridge Island Health & Rehab Center Bainbridge Island | under 1 mi | 58 | 5 of 5 stars |
| Avamere Rehabilitation at Park West Seattle | 7 mi | 137 | 2 of 5 stars |
| Bremerton Trails Post Acute Bremerton | 7 mi | 125 | 1 of 5 stars |
| Belmont Terrace Bremerton | 7 mi | 102 | 3 of 5 stars |
4 Medicare-certified nursing homes are within 35 miles of Bainbridge Island. The highest-rated is Bainbridge Island Health & Rehab Center in Bainbridge Island (5 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).
Kitsap County notes
67,198 people on Medicare in Kitsap County60% in Original Medicare (WA 50%)10% of those 65+ are 85 or older
Of the regional Blue plans, Regence BlueShield sells in Kitsap County. WSHIP status: reasonable-choice county (what that means). See the Kitsap County page for the county-wide view.
Nearby
ZIP codes around Bainbridge Island: 98110.
Common questions
Which insurers sell Medigap Plan G in Bainbridge Island, WA?
15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National, on the OIC chart current as of October 8, 2026.
Which Medigap insurers sell in Bainbridge Island?
15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National. They sell throughout Kitsap County.
Do doctors near Bainbridge Island accept Medicare assignment?
Of 2,511 clinicians CMS lists within 8 miles, 2,369 (94.3%) always accept assignment and 142 may not.
Can I use Medigap at Virginia Mason Medical Center?
Yes, if it accepts Medicare, which every hospital in this list does. Medigap has no network, except Medicare SELECT policies.
Is Medigap more expensive in Bainbridge Island than in Seattle?
No. Each insurer charges the same premium for a plan everywhere it sells in Washington. What differs is which insurers sell in your county.
Sources
- Washington OIC / SHIBA, 2026 Approved Medicare Supplement (Medigap) plans (rates current as of October 8, 2026)
- Washington OIC, Medigap (Medicare Supplement) plan coverage and costs
- CMS Doctors and Clinicians National Downloadable File (data.cms.gov dataset mj5m-pzi6), released Nov. 12, 2026
- CMS Hospital General Information (data.cms.gov dataset xubh-q36u)
- CMS Nursing Home Provider Information, October 2026 (data.cms.gov dataset 4pq5-n9py)
- U.S. Census Bureau 2024 Gazetteer files; 2024 population estimates (SUB-EST2024)
- CMS, Medicare Monthly Enrollment, county level (July 2026)