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Medigap in Seattle, WA: Medicare Supplement plans and prices
Seattle is in King County. 15 of the insurers we compare sell Medicare Supplement policies to its residents. The lowest Plan G any 65+ applicant can buy here is $239 a month from First Health Life & Health; the lowest Plan N is $189 from First Health Life & Health.
- County
- King County
- Population (2024 estimate)
- 780,995
- Insurers selling here
- 15
- Lowest Plan G open to all 65+
- $239/mo
- Lowest Plan N open to all 65+
- $189/mo
- Nearest hospital
- 1 miles
Plan G and Plan N prices in Seattle
| Insurer | Plan G | Plan N | HD Plan G |
|---|---|---|---|
| WA Health Care Authority Premera Plan G | $233 | – | – |
| First Health Life & Health | $239 | $189 | – |
| Bankers Reserve Life | $257 | $194 | – |
| Insurance Company of North America | $257 | $191 | $65 |
| Washington National | $274 | $192 | $68 |
| Premera | $286 | $215 | $71 |
| United American | $293 | $242 | $48 |
| USAA | $309 | $194 | – |
| State Farm | $310 | $239 | – |
| Medco Containment Life | $311 | $226 | – |
| Regence BlueShield | $317 | $244 | – |
| UnitedHealthcare (AARP) | $324 | $265 | – |
| HumanaDental | $330 | $267 | $66 |
| United World Life (Mutual of Omaha) | $379 | $265 | $61 |
| GPM Health & Life | $466 | $239 | – |
Doctors around Seattle
CMS lists 13,254 clinicians with practice locations within 8 miles of Seattle, including 4,470 in primary care (family and internal medicine, nurse practitioners and physician assistants). 516 of them (3.9%) are listed as sometimes declining assignment, close to the 4.5% statewide figure. Ask each provider whether they accept assignment; if they all do, Plan N's excess-charge gap won't affect you. Within 25 miles, CMS lists clinicians in physical therapy, mental health, eye care, cardiology, cancer care, chiropractic, and neurology. Practices with Medicare clinicians near Seattle include Overlake Medical Clinics LLC, Kaiser Foundation Health Plan of Washington, Swedish Health Services, John H Addison MD PS, and Virginia Mason Medical Center.
How far to each kind of specialist
| Specialty | Clinicians within 25 mi | Nearest |
|---|---|---|
| Cardiology | 547 | in town |
| Cancer care | 530 | in town |
| Orthopedics | 374 | in town |
| Eye care | 887 | in town |
| Kidney care | 168 | in town |
| Neurology | 526 | in town |
| Lung care | 222 | in town |
| Digestive care | 337 | in town |
| Urology | 209 | in town |
| Dermatology | 250 | in town |
| Diabetes and hormone care | 126 | in town |
| Ear, nose and throat | 177 | in town |
| Physical therapy | 2,335 | in town |
| Mental health | 2,232 | in town |
Hospitals near Seattle
| Hospital | Distance | Type | CMS overall rating |
|---|---|---|---|
| Virginia Mason Medical Center Seattle | under 1 mi | Acute care | 5 of 5 stars |
| Harborview Medical Center Seattle | 2 mi | Acute care | 2 of 5 stars |
| Swedish Medical Center / Cherry Hill Seattle | 3 mi | Acute care | 4 of 5 stars |
| Swedish Medical Center Seattle | 3 mi | Acute care | 4 of 5 stars |
The closest hospital to Seattle is Virginia Mason Medical Center in Seattle, under 1 mile away. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.
Skilled nursing near Seattle
| Skilled nursing facility | Distance | Beds | CMS overall rating |
|---|---|---|---|
| Mirabella Seattle | 1 mi | 46 | 4 of 5 stars |
| The Terraces at Skyline Seattle | 1 mi | 34 | 2 of 5 stars |
| Queen Anne Healthcare Seattle | 2 mi | 120 | 5 of 5 stars |
| Seattle Medical Post Acute Care Seattle | 2 mi | 103 | 2 of 5 stars |
4 Medicare-certified nursing homes are within 35 miles of Seattle. The highest-rated is Queen Anne Healthcare in Seattle (5 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).
King County notes
Of the regional Blue plans, Regence BlueShield sells in King County. WSHIP status: reasonable-choice county (what that means). See the King County page for the county-wide view.
Nearby
ZIP codes around Seattle: 98101, 98102, 98103, 98104, 98107, 98109, 98112, 98116, 98119, 98121, 98122, 98134, 98144, 98154, 98164, 98174, 98195, 98199.
- Medina
- Hunts Point
- Clyde Hill
- Yarrow Point
- Mercer Island
- Beaux Arts Village
- Bainbridge Island
- Boulevard Park
Common questions
What is the cheapest Medigap Plan G in Seattle, WA?
$239 a month from First Health Life & Health, among plans any applicant 65 or older can buy, on the OIC chart current as of October 8, 2026.
Which Medigap insurers sell in Seattle?
15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National. They sell throughout King County.
Do doctors near Seattle accept Medicare assignment?
Of 13,254 clinicians CMS lists within 8 miles, 12,738 (96.1%) always accept assignment and 516 may not.
Can I use Medigap at Virginia Mason Medical Center?
Yes, if it accepts Medicare, which every hospital in this list does. Medigap has no network, except Medicare SELECT policies.
Is Medigap more expensive in Seattle than in Seattle?
No. Each insurer charges the same premium for a plan everywhere it sells in Washington. What differs is which insurers sell in your county.
Sources
- Washington OIC / SHIBA, 2026 Approved Medicare Supplement (Medigap) plans (rates current as of October 8, 2026)
- Washington OIC, Medigap (Medicare Supplement) plan coverage and costs
- CMS Doctors and Clinicians National Downloadable File (data.cms.gov dataset mj5m-pzi6), released Nov. 12, 2026
- CMS Hospital General Information (data.cms.gov dataset xubh-q36u)
- CMS Nursing Home Provider Information, October 2026 (data.cms.gov dataset 4pq5-n9py)
- U.S. Census Bureau 2024 Gazetteer files; 2024 population estimates (SUB-EST2024)