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Medigap in Seattle, WA: Medicare Supplement plans and prices

Seattle is in King County. 15 of the insurers we compare sell Medicare Supplement policies to its residents. The lowest Plan G any 65+ applicant can buy here is $239 a month from First Health Life & Health; the lowest Plan N is $189 from First Health Life & Health.

County
King County
Population (2024 estimate)
780,995
Insurers selling here
15
Lowest Plan G open to all 65+
$239/mo
Lowest Plan N open to all 65+
$189/mo
Nearest hospital
1 miles

Plan G and Plan N prices in Seattle

InsurerPlan GPlan NHD Plan G
WA Health Care Authority Premera Plan G$233––
First Health Life & Health$239$189–
Bankers Reserve Life$257$194–
Insurance Company of North America$257$191$65
Washington National$274$192$68
Premera$286$215$71
United American$293$242$48
USAA$309$194–
State Farm$310$239–
Medco Containment Life$311$226–
Regence BlueShield$317$244–
UnitedHealthcare (AARP)$324$265–
HumanaDental$330$267$66
United World Life (Mutual of Omaha)$379$265$61
GPM Health & Life$466$239–
Monthly, age 65+. Highlighted = lowest open to any 65+ applicant. All plans and insurers in King County. OIC chart, October 8, 2026.

Doctors around Seattle

CMS lists 13,254 clinicians with practice locations within 8 miles of Seattle, including 4,470 in primary care (family and internal medicine, nurse practitioners and physician assistants). 516 of them (3.9%) are listed as sometimes declining assignment, close to the 4.5% statewide figure. Ask each provider whether they accept assignment; if they all do, Plan N's excess-charge gap won't affect you. Within 25 miles, CMS lists clinicians in physical therapy, mental health, eye care, cardiology, cancer care, chiropractic, and neurology. Practices with Medicare clinicians near Seattle include Overlake Medical Clinics LLC, Kaiser Foundation Health Plan of Washington, Swedish Health Services, John H Addison MD PS, and Virginia Mason Medical Center.

How far to each kind of specialist

SpecialtyClinicians within 25 miNearest
Cardiology547in town
Cancer care530in town
Orthopedics374in town
Eye care887in town
Kidney care168in town
Neurology526in town
Lung care222in town
Digestive care337in town
Urology209in town
Dermatology250in town
Diabetes and hormone care126in town
Ear, nose and throat177in town
Physical therapy2,335in town
Mental health2,232in town
Clinicians enrolled in Medicare, counted once per ZIP area where they practice. Distances are to the center of the nearest ZIP area with that specialty. Source: CMS Doctors and Clinicians file.

Hospitals near Seattle

HospitalDistanceTypeCMS overall rating
Virginia Mason Medical Center
Seattle
under 1 miAcute care5 of 5 stars
Harborview Medical Center
Seattle
2 miAcute care2 of 5 stars
Swedish Medical Center / Cherry Hill
Seattle
3 miAcute care4 of 5 stars
Swedish Medical Center
Seattle
3 miAcute care4 of 5 stars
Straight-line distance from the town center. Source: CMS Hospital General Information.

The closest hospital to Seattle is Virginia Mason Medical Center in Seattle, under 1 mile away. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.

Skilled nursing near Seattle

Skilled nursing facilityDistanceBedsCMS overall rating
Mirabella
Seattle
1 mi464 of 5 stars
The Terraces at Skyline
Seattle
1 mi342 of 5 stars
Queen Anne Healthcare
Seattle
2 mi1205 of 5 stars
Seattle Medical Post Acute Care
Seattle
2 mi1032 of 5 stars
Medicare-certified nursing homes. Source: CMS Nursing Home Provider Information, October 2026.

4 Medicare-certified nursing homes are within 35 miles of Seattle. The highest-rated is Queen Anne Healthcare in Seattle (5 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).

King County notes

Of the regional Blue plans, Regence BlueShield sells in King County. WSHIP status: reasonable-choice county (what that means). See the King County page for the county-wide view.

Nearby

ZIP codes around Seattle: 98101, 98102, 98103, 98104, 98107, 98109, 98112, 98116, 98119, 98121, 98122, 98134, 98144, 98154, 98164, 98174, 98195, 98199.

Common questions

What is the cheapest Medigap Plan G in Seattle, WA?

$239 a month from First Health Life & Health, among plans any applicant 65 or older can buy, on the OIC chart current as of October 8, 2026.

Which Medigap insurers sell in Seattle?

15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National. They sell throughout King County.

Do doctors near Seattle accept Medicare assignment?

Of 13,254 clinicians CMS lists within 8 miles, 12,738 (96.1%) always accept assignment and 516 may not.

Can I use Medigap at Virginia Mason Medical Center?

Yes, if it accepts Medicare, which every hospital in this list does. Medigap has no network, except Medicare SELECT policies.

Is Medigap more expensive in Seattle than in Seattle?

No. Each insurer charges the same premium for a plan everywhere it sells in Washington. What differs is which insurers sell in your county.

Sources

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