Medigap in ZIP code 98365, Port Ludlow area

98365 is in Jefferson County, where 15 insurers sell Medicare Supplement plans: 15 sell Plan G and 14 sell Plan N.

County: Jefferson
Closest community: Port Ludlow
Medicare clinicians in 98365: 22
Nearest hospital: 12 mi

CMS lists 22 Medicare clinicians practicing at addresses in 98365; 3 may not always accept Medicare assignment. Practices here include Jefferson County Public Hospital District No 2 and Active Life Physical Therapy LLC. Counting everything within 8 miles of the ZIP's center: 31 clinicians, 9.7% sometimes declining assignment (statewide 4.5%). Nearest general hospital: Jefferson Healthcare in Port Townsend, about 12 miles. Nearest Medicare-certified nursing home: Martha and Mary Health Service, about 11 miles (4 of 5 stars).

Medigap plans sold in 98365

Jefferson County line-up. Full list: Port Ludlow. OIC chart, October 8, 2026.
Plan	Insurers	Who
Plan G	15	Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life and more
Plan N	14	Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life and more
High-deductible Plan G	6	HumanaDental, Insurance Company of North America, Premera, United American, United World Life (Mutual of Omaha), Washington National
Plan A	14	Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life and more
Plan K	2	Regence BlueShield, UnitedHealthcare (AARP)
Plan F	13	Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life and more

Source: CMS Doctors and Clinicians file.
Specialty in 98365	Clinicians
Physical therapy	3
Cardiology	2
Mental health	2

Hospitals near 98365

Straight-line distance from the town center. Source: CMS Hospital General Information.
Hospital	Distance	Type	CMS overall rating
Jefferson Healthcare Port Townsend	12 mi	Critical access	3 of 5 stars
St. Michael Medical Center Silverdale	15 mi	Acute care	4 of 5 stars
Swedish Edmonds Hospital Edmonds	17 mi	Acute care	3 of 5 stars

Communities near 98365

Neighboring ZIP codes: 98364, 98325, 98340, 98376, 98346, 98370.

Common questions

Which insurers sell Medigap Plan G in 98365?

15 insurers sell Plan G to Jefferson County residents (OIC chart current as of October 8, 2026).

How many Medigap insurers sell in 98365?

15, the Jefferson County line-up.