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Medigap in Hamilton, WA: Medicare Supplement plans and prices
Hamilton is in Skagit County. 15 of the insurers we compare sell Medicare Supplement policies to its residents. The lowest Plan G any 65+ applicant can buy here is $239 a month from First Health Life & Health; the lowest Plan N is $189 from First Health Life & Health.
- County
- Skagit County
- Population (2024 estimate)
- 295
- Insurers selling here
- 15
- Lowest Plan G open to all 65+
- $239/mo
- Lowest Plan N open to all 65+
- $189/mo
- Nearest hospital
- 7 miles
Plan G and Plan N prices in Hamilton
| Insurer | Plan G | Plan N | HD Plan G |
|---|---|---|---|
| WA Health Care Authority Premera Plan G | $233 | – | – |
| First Health Life & Health | $239 | $189 | – |
| Bankers Reserve Life | $257 | $194 | – |
| Insurance Company of North America | $257 | $191 | $65 |
| Washington National | $274 | $192 | $68 |
| Premera | $286 | $215 | $71 |
| United American | $293 | $242 | $48 |
| USAA | $309 | $194 | – |
| State Farm | $310 | $239 | – |
| Medco Containment Life | $311 | $226 | – |
| Regence BlueShield | $317 | $244 | – |
| UnitedHealthcare (AARP) | $324 | $265 | – |
| HumanaDental | $330 | $267 | $66 |
| United World Life (Mutual of Omaha) | $379 | $265 | $61 |
| GPM Health & Life | $466 | $239 | – |
Doctors around Hamilton
CMS lists 114 clinicians with practice locations within 8 miles of Hamilton, including 37 in primary care (family and internal medicine, nurse practitioners and physician assistants). Only 2 (1.8%) are listed as sometimes declining assignment, below the 4.5% statewide figure. Excess charges are rare here, which favors Plan N for people who don't see specialists often. Within 25 miles, CMS lists clinicians in physical therapy, eye care, mental health, cardiology, chiropractic, general surgery, and orthopedics. Practices with Medicare clinicians near Hamilton include PeaceHealth Medical Group - Sedro Woolley and Sound Physicians Emergency Medicine of Washington PLLC.
How far to each kind of specialist
| Specialty | Clinicians within 25 mi | Nearest |
|---|---|---|
| Cardiology | 42 | 7 mi, Lyman |
| Cancer care | 14 | 7 mi, Lyman |
| Orthopedics | 21 | 7 mi, Lyman |
| Eye care | 54 | 7 mi, Lyman |
| Kidney care | 9 | 14 mi, Lake McMurray |
| Neurology | 12 | 7 mi, Lyman |
| Lung care | 6 | 7 mi, Lyman |
| Digestive care | 8 | 7 mi, Lyman |
| Urology | 6 | 14 mi, Lake McMurray |
| Dermatology | 11 | 19 mi, Mount Vernon |
| Diabetes and hormone care | 1 | 14 mi, Lake McMurray |
| Ear, nose and throat | 10 | 14 mi, Lake McMurray |
| Physical therapy | 93 | 7 mi, Lyman |
| Mental health | 48 | 7 mi, Lyman |
Hospitals near Hamilton
| Hospital | Distance | Type | CMS overall rating |
|---|---|---|---|
| PeaceHealth United General Medical Center Sedro Woolley | 7 mi | Critical access | 3 of 5 stars |
| Skagit Valley Hospital Mount Vernon | 14 mi | Acute care | 3 of 5 stars |
| Cascade Valley Hospital Arlington | 21 mi | Acute care | 4 of 5 stars |
| Island Hospital Anacortes | 28 mi | Acute care | 4 of 5 stars |
The closest hospital to Hamilton is PeaceHealth United General Medical Center in Sedro Woolley, about 7 miles away (a critical access hospital: a small rural hospital with 25 or fewer inpatient beds). The highest-rated hospital in that list is Cascade Valley Hospital, 4 of 5 stars on CMS's overall rating. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.
Skilled nursing near Hamilton
| Skilled nursing facility | Distance | Beds | CMS overall rating |
|---|---|---|---|
| Life Care Center of Skagit Valley Sedro Woolley | 12 mi | 150 | 4 of 5 stars |
| Mira Vista Care Center Mount Vernon | 16 mi | 61 | 3 of 5 stars |
| Life Care Center of Mount Vernon Mount Vernon | 18 mi | 121 | 1 of 5 stars |
| Arlington Health and Rehabilitation Arlington | 24 mi | 76 | 4 of 5 stars |
4 Medicare-certified nursing homes are within 35 miles of Hamilton. The highest-rated is Life Care Center of Skagit Valley in Sedro Woolley (4 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).
Crossing into Canada
Hamilton is about 33 miles from the Canadian border. Medicare pays almost nothing in Canada; Plans G and N pay 80% of emergency care abroad after a $250 yearly deductible (lifetime limit $50,000). Plan K and Plan A don't.
Skagit County notes
Of the regional Blue plans, Regence BlueShield sells in Skagit County. WSHIP status: reasonable-choice county (what that means). See the Skagit County page for the county-wide view.
Nearby
ZIP codes around Hamilton: 98255, 98263.
Common questions
What is the cheapest Medigap Plan G in Hamilton, WA?
$239 a month from First Health Life & Health, among plans any applicant 65 or older can buy, on the OIC chart current as of October 8, 2026.
Which Medigap insurers sell in Hamilton?
15: Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, Regence BlueShield, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National. They sell throughout Skagit County.
Do doctors near Hamilton accept Medicare assignment?
Of 114 clinicians CMS lists within 8 miles, 112 (98.2%) always accept assignment and 2 may not.
Can I use Medigap at PeaceHealth United General Medical Center?
Yes, if it accepts Medicare, which every hospital in this list does. Medigap has no network, except Medicare SELECT policies.
Is Medigap more expensive in Hamilton than in Seattle?
No. Each insurer charges the same premium for a plan everywhere it sells in Washington. What differs is which insurers sell in your county.
Sources
- Washington OIC / SHIBA, 2026 Approved Medicare Supplement (Medigap) plans (rates current as of October 8, 2026)
- Washington OIC, Medigap (Medicare Supplement) plan coverage and costs
- CMS Doctors and Clinicians National Downloadable File (data.cms.gov dataset mj5m-pzi6), released Nov. 12, 2026
- CMS Hospital General Information (data.cms.gov dataset xubh-q36u)
- CMS Nursing Home Provider Information, October 2026 (data.cms.gov dataset 4pq5-n9py)
- U.S. Census Bureau 2024 Gazetteer files; 2024 population estimates (SUB-EST2024)