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Medigap in West Clarkston-Highland, WA: Medicare Supplement plans and insurers
West Clarkston-Highland is an unincorporated community in Whitman County. 15 of the insurers we track sell Medicare Supplement policies to its residents: 15 sell Plan G and 14 sell Plan N. Below: who they are, plus the doctors, hospitals and skilled nursing facilities near West Clarkston-Highland.
- County
- Whitman County
- Insurers selling here
- 15
- Sell Plan G
- 15
- Sell Plan N
- 14
- Nearest hospital
- 11 miles
West Clarkston-Highland is next to Clarkston, and shares its doctors, hospitals and insurer line-up. The Clarkston page has the same information in more depth.
Who sells Plan G and Plan N in West Clarkston-Highland
| Insurer | Plan G | Plan N | HD Plan G |
|---|---|---|---|
| Asuris | ✓ | ✓ | – |
| Bankers Reserve Life | ✓ | ✓ | – |
| First Health Life & Health | ✓ | ✓ | – |
| GPM Health & Life | ✓ | ✓ | – |
| HumanaDental | ✓ | ✓ | ✓ |
| Insurance Company of North America | ✓ | ✓ | ✓ |
| Medco Containment Life | ✓ | ✓ | – |
| Premera | ✓ | ✓ | ✓ |
| State Farm sold through State Farm agents | ✓ | ✓ | – |
| USAA USAA eligibility required | ✓ | ✓ | – |
| United American | ✓ | ✓ | ✓ |
| United World Life (Mutual of Omaha) | ✓ | ✓ | ✓ |
| UnitedHealthcare (AARP) AARP membership required | ✓ | ✓ | – |
| WA Health Care Authority Premera Plan G state-sponsored group plan | ✓ | – | – |
| Washington National | ✓ | ✓ | ✓ |
Doctors around West Clarkston-Highland
CMS lists no clinician practice locations within 8 miles of West Clarkston-Highland. Most specialist care will mean a trip to Walla Walla, about 65 miles away. Medigap pays the same at any provider in the country that accepts Medicare, so you aren't limited to one county's network. Within 25 miles, CMS lists clinicians in cardiology, mental health, physical therapy, orthopedics, eye care, chiropractic, and general surgery. Few or none practice cancer care and neurology within 25 miles.
How far to each kind of specialist
| Specialty | Clinicians within 25 mi | Nearest |
|---|---|---|
| Cardiology | 24 | 11 mi, Clarkston |
| Cancer care | 1 | 24 mi, Pullman |
| Orthopedics | 12 | 11 mi, Clarkston |
| Eye care | 11 | 11 mi, Clarkston |
| Kidney care | 5 | 11 mi, Clarkston |
| Neurology | 0 | 63 mi, Walla Walla |
| Lung care | 4 | 11 mi, Clarkston |
| Digestive care | 4 | 11 mi, Clarkston |
| Urology | 4 | 11 mi, Clarkston |
| Dermatology | 3 | 24 mi, Pullman |
| Diabetes and hormone care | 1 | 24 mi, Pullman |
| Ear, nose and throat | 5 | 11 mi, Clarkston |
| Physical therapy | 20 | 11 mi, Clarkston |
| Mental health | 22 | 11 mi, Clarkston |
Hospitals near West Clarkston-Highland
| Hospital | Distance | Type | CMS overall rating |
|---|---|---|---|
| Tri-State Memorial Hospital Clarkston | 11 mi | Critical access | 4 of 5 stars |
| Pullman Regional Hospital Pullman | 24 mi | Critical access | 2 of 5 stars |
| Garfield County Public Hospital District #1 Pomeroy | 24 mi | Critical access | not rated |
| Whitman Hospital and Medical Center Colfax | 36 mi | Critical access | 5 of 5 stars |
The closest hospital to West Clarkston-Highland is Tri-State Memorial Hospital in Clarkston, about 11 miles away (a critical access hospital: a small rural hospital with 25 or fewer inpatient beds). The highest-rated hospital in that list is Whitman Hospital and Medical Center, 5 of 5 stars on CMS's overall rating. Medigap has no hospital network: the Part A deductible ($1,736 in 2026) is covered the same here as anywhere.
Skilled nursing near West Clarkston-Highland
| Skilled nursing facility | Distance | Beds | CMS overall rating |
|---|---|---|---|
| Clarkston Health and Rehab of Cascadia Clarkston | under 1 mi | 90 | 3 of 5 stars |
| Three Creeks Post Acute Pullman | 26 mi | 48 | 1 of 5 stars |
2 Medicare-certified nursing homes are within 35 miles of West Clarkston-Highland. The highest-rated is Clarkston Health and Rehab of Cascadia in Clarkston (3 of 5 stars). Plans G and N pay the $217-a-day coinsurance for days 21 to 100 (2026).
Care across the Oregon line
West Clarkston-Highland is about 28 miles from Oregon. Your Washington Medigap policy pays the same at Oregon doctors and hospitals that accept Medicare, with no network. Oregon doesn't ban Part B excess charges, so if you use providers there, Plan G's excess-charge coverage can matter.
Care across the Idaho line
West Clarkston-Highland is about 1 miles from Idaho. Your Washington Medigap policy pays the same at Idaho doctors and hospitals that accept Medicare, with no network. Idaho doesn't ban Part B excess charges, so if you use providers there, Plan G's excess-charge coverage can matter.
Whitman County notes
7,083 people on Medicare in Whitman County71% in Original Medicare (WA 50%)12% of those 65+ are 85 or older
Of the regional Blue plans, Asuris Northwest Health sells in Whitman County. WSHIP status: not a reasonable-choice county (what that means). See the Whitman County page for the county-wide view.
Nearby
ZIP codes around West Clarkston-Highland: 99179.
Common questions
Which insurers sell Medigap Plan G in West Clarkston-Highland, WA?
15: Asuris, Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National, on the OIC chart current as of October 8, 2026.
Which Medigap insurers sell in West Clarkston-Highland?
15: Asuris, Bankers Reserve Life, First Health Life & Health, GPM Health & Life, HumanaDental, Insurance Company of North America, Medco Containment Life, Premera, State Farm, USAA, United American, United World Life (Mutual of Omaha), UnitedHealthcare (AARP), WA Health Care Authority Premera Plan G, Washington National. They sell throughout Whitman County.
Can I use Medigap at Tri-State Memorial Hospital?
Yes, if it accepts Medicare, which every hospital in this list does. Medigap has no network, except Medicare SELECT policies.
Is Medigap more expensive in West Clarkston-Highland than in Seattle?
No. Each insurer charges the same premium for a plan everywhere it sells in Washington. What differs is which insurers sell in your county.
Sources
- Washington OIC / SHIBA, 2026 Approved Medicare Supplement (Medigap) plans (rates current as of October 8, 2026)
- Washington OIC, Medigap (Medicare Supplement) plan coverage and costs
- CMS Doctors and Clinicians National Downloadable File (data.cms.gov dataset mj5m-pzi6), released Nov. 12, 2026
- CMS Hospital General Information (data.cms.gov dataset xubh-q36u)
- CMS Nursing Home Provider Information, October 2026 (data.cms.gov dataset 4pq5-n9py)
- U.S. Census Bureau 2024 Gazetteer files; 2024 population estimates (SUB-EST2024)
- CMS, Medicare Monthly Enrollment, county level (July 2026)